Agentic Commerce for Financial Institutions

AI-powered agents that transform how financial products are discovered, compared, and purchased through natural conversation — turning every customer interaction into a seamless commerce opportunity.

Coinquista logo
Crescent logo
Earnity logo
Enrouteq logo

AI-Driven Commerce That Meets Customers Where They Are

We build intelligent commerce experiences that guide customers from discovery to purchase through natural conversation. Our agentic systems understand financial products deeply, recommend precisely, and complete transactions seamlessly — across every channel your customers use.

Conversational Product Discovery
Conversational Product Discovery
AI agents that understand customer needs through natural dialogue and guide them to the right financial products. From credit cards to investment portfolios, customers get personalized recommendations without navigating complex product catalogs.
Intelligent Cross-Selling
Intelligent Cross-Selling
Context-aware product suggestions triggered during service interactions. When a customer inquires about a mortgage, the system identifies relevant insurance, savings, or investment opportunities — increasing revenue per interaction without feeling pushy.
Embedded Payment Flows
Embedded Payment Flows
Seamless transaction completion within conversational interfaces. Customers can apply for products, authorize payments, and sign agreements without leaving the chat — reducing drop-off rates and accelerating time to revenue.
Personalized Pricing & Offers
Personalized Pricing & Offers
Dynamic pricing engines that tailor offers based on customer profile, transaction history, and real-time market conditions. Each customer sees rates and terms optimized for their risk profile and relationship value.
Omnichannel Commerce
Omnichannel Commerce
Unified shopping experiences across chat, voice, mobile, and web channels. A conversation started on WhatsApp can continue in the mobile app with full context preserved, ensuring consistency at every touchpoint.
Customer Intent Analytics
Customer Intent Analytics
Deep understanding of purchase signals extracted from every interaction. Identify which customers are ready to buy, which need nurturing, and what content or offers drive conversion — then act on those insights automatically.

Trusted by Financial Institutions Worldwide

9+
Years of Experience
85+
Clutch Reviews
4.9
Clutch Score
Karol Stępień
Karol Stępień
CEO, 10Clouds Financial Institutions

Ready to Transform Your Customer Commerce Experience?

Learn how AI-powered conversational commerce can increase product adoption, boost cross-sell revenue, and deliver frictionless buying experiences across every channel.

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Why Financial Institutions Choose Us for Agentic Commerce

Financial Product Domain Expertise
Financial Product Domain Expertise

Our teams understand the complexity of financial products — from regulatory disclosures to suitability requirements. We build commerce experiences that sell effectively while remaining compliant with financial regulations.

Conversation Design for High-Stakes Decisions
Conversation Design for High-Stakes Decisions

Financial purchases require trust and clarity. We design AI conversations that educate, compare, and reassure — guiding customers through complex decisions like loan selection or investment allocation with confidence.

Secure Transaction Architecture
Secure Transaction Architecture

Every payment flow and data exchange is built with bank-grade security. End-to-end encryption, PCI DSS compliance, and comprehensive audit trails protect sensitive financial transactions at every step.

Measurable Revenue Impact
Measurable Revenue Impact

We instrument every commerce touchpoint to track conversion rates, average order value, and cross-sell success. You get clear visibility into how AI-driven commerce drives your bottom line.

Commerce Solutions We Have Built

See how we help financial services companies create seamless buying experiences powered by AI.

Crescent

The platform offers users 100x higher interest rates compared to traditional savings accounts with up to 6% APY, no minimums and no hidden fees.

Services
Design
Web Development
Mobile Development
Mobile Development
Crescent case study image

Earnity

Earnity is a Silicon Valley community-based crypto platform and marketplace where users can learn about crypto through the community and share, buy, gift, or create collections of cryptos. It provides users with an easy-to-use and accessible platform for earning, learning, and collecting their favorite crypto assets. Users can also create their one-of-a-kind collection or select from themed assortments created by Earnity community members.

Web Development
Mobile
Mobile
Earnity case study image

Coinquista

Coinquista S.A is one of the first polish companies enabling the trade of cryptocurrencies. Thanks to the options of tracking the best investors, investing under the supervision of experts, as well as a simple interface, Coinquista offers newcomers a smooth entry into the world of investments. 10Clouds built the full exchange from scratch - from the dashboard and landing page to the cold wallet, social trading application and onboarding process.

Exchange Platform
Exchange Platform
Coinquista case study image

What Our Clients Say

We have 85+ reviews with an average score of
4.9
10Clouds has a unique approach to the customer and his needs. It easily adapts to the client's expectations and delivers the high quality product, while offering the support of professionals.
Katarzyna Skibińska
Operations Manager at TransactionLink
We also specified that we wanted to focus more on the design aspects and the look and feel of the product rather than on user testing or extensive wireframing, as we have already done some work on that ourselves. 10Cloud worked professionally with us on this and created a deliverable that was exactly what we wished for and even more.
Tristan Kennedy
Founder at Highfive Finance

Let Us Build Your Next-Generation Commerce Platform

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